Dislocated Shoulder Compensation
Should I accept an offer of dislocated shoulder compensation from my employer’s insurance company? I have not had time to think about making a claim and it seems like a decent amount to accept.
Truth be told, it may not be the wisest decision to accept the insurance company’s early offer of dislocated shoulder compensation without first consulting an experienced solicitor, as in most instances, insurers are more concerned with saving costs in the settlements they offer than having the accident victim’s best interests at heart.
It is, however, promising that your employer has effectively admitted liability for your injury, but you should be aware that the offer of dislocated shoulder compensation proposed by the insurance company may not fully represent what you are entitled to receive for your pain and suffering, and other related losses.
It should be noted that when an offer of dislocated shoulder compensation is made, the consequences of the injury may not yet be fully known. Some symptoms of injuries – physical and psychological -may not manifest until some time after the accident occurs; many people who have dislocated their shoulder require surgery and can suffer long-term effects from their injury. Subsequently, medical costs may add up, and you may even experience a substantial loss of income if you cannot resume work.
Additionally, if the circumstances under which you sustained the injury were particularly traumatic, you may be able to claim compensation for any quantifiable emotional trauma, such as depression, anxiety or even Post Traumatic Stress Disorder, as a direct result of your accident. Issues such as these need to be addresses and included in your compensation for a dislocated shoulder, along with your pain and suffering.
Prior to accepting the unsolicited dislocated shoulder compensation, it is recommended that you refer the insurance company’s offer to an experienced personal injury solicitor who can establish whether or not it would be better worth your while to pursue the shoulder injury claim by other means.